An ARM is an Adjustable Rate Mortgage. Unlike fixed rate mortgages that have an interest rate that remains the same for the life of the loan, the interest rate on ARM will change periodically. The initial interest rate of an ARM is lower than that of a fixed-rate mortgage, consequently, an ARM maybe a good option to consider if you plan to own your home for only a few years; you expect an increase in future earnings, or the prevailing interest rate for a fixed mortgage is too high.

We're here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with our

Adjustable-Rate Mortgage Qualifier.

We'll help you clearly see the difference between loan programs, allowing you to choose the right one for you whether you're a first-time home buyer or a repeat buyer.