An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially the federal government insures loans for

FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments. The FHA program program was created in response to the rash of foreclosures and defaults that happened in 1930's; to provide mortgage lenders with adequate insurance and help stimulate the housing market by making loans accessible and affordable.

We're here to make the FHA home loan process easier, with tools and knowledge that will help guide you along the way, starting with our

FHA Loan Qualifier.

We'll help you clearly see the difference between loan programs, allowing you to choose the right one for you whether you're a first-time home buyer or a repeat buyer.